line
Use App
Home
Mutual FundsHybrid FundsBest Equity Savings Funds

Equity Savings Mutual Funds

Average 3-Year Return

0.00 %

No. of Funds

0

Equity Savings Funds are a type of Hybrid Funds that invest in a mix of equity, debt, and arbitrage. These Funds aim to provide a balanced portfolio that can offer both growth and stability. While these are the best Equity Savings Mutual Funds to invest in, you must know these 3 things before you start investing. Read More...

Best Equity Savings Funds to Invest in 2024

Returns on Equity Savings Funds

Total Investment

₹ 0

Gain

₹ 0

Current Value

₹ 0

You have invested

Check the Returns of Your Investment in

About Equity Savings Funds

Equity Savings Funds are a type of investment that typically combines equity, debt, and arbitrage opportunities in a single portfolio. If you're an investor looking for a balanced approach to risk and return, these funds might align well with your objectives. They aim to provide the growth potential of equities while mitigating risk through debt and arbitrage positions. Understanding the composition and strategy of Equity Savings Funds is essential:
  1. Equity Component: These funds invest a portion of their assets in stocks, aiming for capital appreciation.
  2. Debt and Arbitrage Exposure: A significant part of the portfolio is allocated to debt and arbitrage opportunities, aiming to balance the risk associated with equities.
  3. Risk-Return Balance: The combination of equity, debt, and arbitrage aims to offer a balanced risk-return profile.
Equity Savings Funds can be a suitable option if you're looking for a diversified investment approach with a moderate risk level. They offer the potential for growth through equities, while the debt and arbitrage components aim to provide stability.
However, it's crucial to align such investments with your financial goals, risk appetite, and investment horizon.
Investing in Equity Savings Funds offers several benefits, especially if you're seeking a balanced investment approach:

  1. Diversified Portfolio: The mix of equity, debt, and arbitrage provides diversification, which can help in reducing overall portfolio risk.
  2. Lower Volatility: The presence of debt and arbitrage strategies typically results in lower volatility compared to pure equity funds.
  3. Growth Potential: The equity component in these funds offers the potential for capital appreciation.
  4. Suitable for Moderate Investors: If you have a moderate risk appetite and are looking for a balance between growth and stability, these funds can be a good match.
  5. Flexibility in Asset Allocation: Fund managers have the flexibility to adjust the allocation between equity, debt, and arbitrage based on market conditions.
Equity Savings Funds present a beneficial option for those seeking a well-rounded investment with a moderate risk level. These funds provide a mix of growth opportunities and stability, expertly overseen by professional fund managers.
Like any investment, it's crucial to assess how these funds integrate into your comprehensive financial strategy and whether they align with your specific investment objectives and risk threshold.
Deciding whether to invest in Equity Savings Funds is contingent on your personal financial goals, risk tolerance, and investment horizon. These funds, which combine equity, debt, and arbitrage strategies, are designed to offer a balanced approach to risk and return. They might be a suitable option if you're seeking moderate growth with a lower risk profile compared to pure equity funds. Here are some aspects to consider:
  1. Risk Appetite: Equity Savings Funds are ideal if you have a moderate risk tolerance, as they provide exposure to equities with a cushioning effect from the debt and arbitrage components.
  2. Investment Goals: If your goal is to have a mix of growth and income with reduced volatility, these funds can align with your objectives.
  3. Market Fluctuations: They are particularly beneficial during times of market uncertainty, as the arbitrage and debt components can provide stability.
Equity Savings Funds can be a good investment choice if you are looking for a balanced investment option with a moderate risk level. They offer the potential for growth while aiming to mitigate risk through diversification.
However, it’s crucial to align such investments with your overall financial plan and consider your comfort with the mixed asset approach.
Equity Savings Funds may be appropriate for a specific segment of investors:
  1. Moderate Risk Investors: If you are not comfortable with high-risk investments but still want some exposure to equities, these funds might be suitable.
  2. First-Time Equity Investors: Those who are new to equity investments and want a lower-risk introduction to the stock market.
  3. Balanced Approach Seekers: Investors looking for a mix of growth and income, with a balanced approach to risk and return.
  4. Retirement Planning: Those in the phase of wealth accumulation for retirement may find these funds beneficial as part of a diversified portfolio.
  5. Market Volatility Concerns: If you are cautious about market volatility and prefer a more stable investment, these funds can be a good option.
Equity Savings Funds can be a fitting choice for investors with a moderate risk appetite, those new to equity markets, or anyone seeking a balanced investment approach. They offer a way to participate in the growth potential of equities while mitigating risk through diversification.
Always consider how these funds align with your overall investment strategy and financial goals.
Equity Savings Funds are a type of investment that typically combines equity, debt, and arbitrage opportunities in a single portfolio. If you're an investor looking for a balanced approach to risk and return, these funds might align well with your objectives. They aim to provide the growth potential of equities while mitigating risk through debt and arbitrage positions. Understanding the composition and strategy of Equity Savings Funds is essential:
  1. Equity Component: These funds invest a portion of their assets in stocks, aiming for capital appreciation.
  2. Debt and Arbitrage Exposure: A significant part of the portfolio is allocated to debt and arbitrage opportunities, aiming to balance the risk associated with equities.
  3. Risk-Return Balance: The combination of equity, debt, and arbitrage aims to offer a balanced risk-return profile.
Equity Savings Funds can be a suitable option if you're looking for a diversified investment approach with a moderate risk level. They offer the potential for growth through equities, while the debt and arbitrage components aim to provide stability.
However, it's crucial to align such investments with your financial goals, risk appetite, and investment horizon.
Investing in Equity Savings Funds offers several benefits, especially if you're seeking a balanced investment approach:

  1. Diversified Portfolio: The mix of equity, debt, and arbitrage provides diversification, which can help in reducing overall portfolio risk.
  2. Lower Volatility: The presence of debt and arbitrage strategies typically results in lower volatility compared to pure equity funds.
  3. Growth Potential: The equity component in these funds offers the potential for capital appreciation.
  4. Suitable for Moderate Investors: If you have a moderate risk appetite and are looking for a balance between growth and stability, these funds can be a good match.
  5. Flexibility in Asset Allocation: Fund managers have the flexibility to adjust the allocation between equity, debt, and arbitrage based on market conditions.
Equity Savings Funds present a beneficial option for those seeking a well-rounded investment with a moderate risk level. These funds provide a mix of growth opportunities and stability, expertly overseen by professional fund managers.
Like any investment, it's crucial to assess how these funds integrate into your comprehensive financial strategy and whether they align with your specific investment objectives and risk threshold.
Deciding whether to invest in Equity Savings Funds is contingent on your personal financial goals, risk tolerance, and investment horizon. These funds, which combine equity, debt, and arbitrage strategies, are designed to offer a balanced approach to risk and return. They might be a suitable option if you're seeking moderate growth with a lower risk profile compared to pure equity funds. Here are some aspects to consider:
  1. Risk Appetite: Equity Savings Funds are ideal if you have a moderate risk tolerance, as they provide exposure to equities with a cushioning effect from the debt and arbitrage components.
  2. Investment Goals: If your goal is to have a mix of growth and income with reduced volatility, these funds can align with your objectives.
  3. Market Fluctuations: They are particularly beneficial during times of market uncertainty, as the arbitrage and debt components can provide stability.
Equity Savings Funds can be a good investment choice if you are looking for a balanced investment option with a moderate risk level. They offer the potential for growth while aiming to mitigate risk through diversification.
However, it’s crucial to align such investments with your overall financial plan and consider your comfort with the mixed asset approach.
Equity Savings Funds may be appropriate for a specific segment of investors:
  1. Moderate Risk Investors: If you are not comfortable with high-risk investments but still want some exposure to equities, these funds might be suitable.
  2. First-Time Equity Investors: Those who are new to equity investments and want a lower-risk introduction to the stock market.
  3. Balanced Approach Seekers: Investors looking for a mix of growth and income, with a balanced approach to risk and return.
  4. Retirement Planning: Those in the phase of wealth accumulation for retirement may find these funds beneficial as part of a diversified portfolio.
  5. Market Volatility Concerns: If you are cautious about market volatility and prefer a more stable investment, these funds can be a good option.
Equity Savings Funds can be a fitting choice for investors with a moderate risk appetite, those new to equity markets, or anyone seeking a balanced investment approach. They offer a way to participate in the growth potential of equities while mitigating risk through diversification.
Always consider how these funds align with your overall investment strategy and financial goals.

Other Hybrid Funds

Conservative
Aggressive
Balanced
Arbitrage
Multi Asset Allocation

Explore Other Mutual Funds

Equity Fund

Equity Funds

High Risk, High Returns

Debt Fund

Debt Funds

Better Than FD

Elss Fund

ELSS Funds

Save Tax in Section 80C

index Fund

Index Funds

Buy an Entire Index!

Frequently Asked Questions

Equity Savings Funds invest across equity, debt, and arbitrage opportunities, typically allocating a part of the portfolio to direct equity to tap into growth, while debt and arbitrage positions aim to provide stability and income. This hybrid approach is designed to offer a balanced risk-return profile, making them suitable for Equity Saving investors looking for equity exposure with reduced volatility.

These funds are invested in a mix of equity stocks, debt instruments, and use arbitrage strategies. Around 30% to 35% of the portfolio is usually invested in equities, with the balance in debt and arbitrage opportunities. This diversification helps in mitigating risks associated with direct equity investments while aiming to provide moderate returns.

Equity Savings Funds can generate profits through dividends, interest income, and capital appreciation from the equity portion. While the aim is to provide steady returns with lower volatility compared to pure equity funds, profits are not guaranteed and depend on market conditions and the fund manager's strategy.

No, the returns from Equity Savings Funds are not tax-free. The tax treatment of these funds is based on their equity exposure; if the equity component is over 65%, they're taxed like equity funds. Otherwise, they're taxed as debt funds, making the taxation depend on the fund's strategy and holdings.

If the equity component is more than 65%, short-term capital gains (if held for less than a year) are taxed at 15%, and long-term capital gains (over a year) over ₹1 lakh are taxed at 10%. If the equity portion is less than 65%, gains are taxed as per debt fund taxation rules, with indexation benefits applicable for long-term investments.
To choose the best Equity Savings Fund, consider factors such as the fund's past performance, the asset allocation strategy, the fund manager's experience, and the fund's expense ratio. It's also important to review how well the fund has managed to balance risk and return, especially during volatile market periods, aligning with your risk tolerance and investment goals.
No, it's not necessary to open a demat account for investing in Equity Savings Funds. You can invest directly through Mutual Funds platforms or AMC websites without needing a demat account. This makes accessing these funds convenient and straightforward for you.
Both lump sum investments and SIPs (Systematic Investment Plans) can be beneficial in Equity Savings Funds, depending on your financial goals and market outlook. Lump Sum investments might be suitable when you have a substantial amount of money to invest at once, while SIPs offer the advantage of averaging your investment cost over time, potentially reducing the impact of market volatility.
To start an Equity Saving Fund SIP online, follow these 4 steps:
  1. Open Demat Account
  2. Choose the Equity Saving Fund you wish to invest in.
  3. Choose the SIP option, specifying the amount and SIP date
  4. Set up an auto-pay via bank account to automate the SIP payments
Yes, you can redeem your investment in Equity Savings Funds at any time. However, it's wise to consider any applicable exit load and the current market conditions, as these could impact the net returns from your investment.
No, Equity Savings Funds typically do not have a lock-in period, offering you the flexibility to redeem your investment as per your liquidity needs. This makes them a relatively liquid investment option.
Equity Savings Funds, while designed to offer a balanced risk-return profile, carry market risks associated with their equity exposure, interest rate risk for the debt portion, and arbitrage risks. The risks are moderated but not eliminated, making it important to assess the fund's strategy and your risk tolerance before investing.

No investment is 100% safe, including Equity Savings Funds. While they aim to mitigate risks through diversified investments across equities, debt, and arbitrage opportunities, they are still subject to market fluctuations and other inherent risks. However, they are generally considered lower risk compared to pure equity funds, making them a safer option for conservative investors seeking some exposure to equities.





Invest in Direct Mutual Funds at

0% Commission!

Start with SIP or Lumpsum. Choose from 1000+ direct mutual funds.


border
logo

Join us on

community logo

Follow us on

twitter
telegram
Linkedin
youtube
instagram
facebook

built with love
for Indians who love to invest & trade

raise

We are part of Raise Financial Services

raise
raise

Explore  |  Sitemap


*All securities mentioned on this website are exemplary and not recommendatory.

We are bullish on India, we are bullish on India's prospects to be one of the largest economies in the world. We believe that the stock market provides a unique opportunity for all of India's traders and investors to participate in the growth story of the country.

Yet, most investing & trading platforms in India have remained more or less the same over the past decade. Times have changed and retail traders and investors have become smarter about managing their trades and money. Modern traders & investors require an online trading platform that helps them keep up with the technological advancements of our time.

That's why we're building Dhan - to help you trade, to help you invest, and to help you participate in India's growth stock via the stock market with awesome features and an incredible experience.

We are doing so by giving you access to not just one but 6 products within the Dhan ecosystem:


This means that with Dhan, you'll be able to start:


Lakhs of users already trust Dhan for their online stock trading and investing needs. Dhan is growing rapidly because of the love we receive from SuperTraders and Long-Term Investors who acknowledge that the platform is innovating for them, building super useful features that help them do everything from investing in stock market to trading F&O like a pro on the Tradingview charts and much more.

While we are growing, we will always remember why we started building in the first place - you. Our user-first approach will always be at the heart of our philosophy. Come join us on this incredible journey!

Try it out, you can close your account at anytime using this link.

©2021-2024 Moneylicious Securities Private Limited. All rights reserved. CIN - U74999WB2012PTC184187 Moneylicious Securities is part of Raise Financial Services.

SEBI Stock Broker Registration No: INZ000006031 | Depository Participant (CDSL) ID: IN-DP-289-2016
Exchange Membership No. : NSE: 90133 | BSE: 6593 | MCX: 56320
Registered Office: Office No. 14D, 4th Floor, Shri Krishna Chambers, 78, Bentick Street, Kolkata - 700001, West Bengal, India.
Corporate Office: A-302, The Western Edge I, Off Western Express Highway, Borivali East, Mumbai - 400066, Maharashtra, India. Customer Care: 9987761000.

Details of client bank account

For any query / feedback / clarifications, email at help@dhan.co.

In case of grievances for any of the services rendered by Moneylicious Securities Private Limited, please write to grievance@dhan.co (for NSE, BSE and MCX) or grievancedp@dhan.co (for Depository Participant). Please ensure that you carefully read the Risk Disclosure Document as prescribed by SEBI, our Terms of Use and Privacy Policy. Compliance Officer: Mr. Manish Garg and Mobile: 8655740961 Email: complianceofficer@dhan.co To lodge your complaints using SEBI SCORES, click here.


DHAN is a brand owned by Moneylicious Securities Private Limited. All DHAN clients are registered under Moneylicious Securities Private Limited. Clients are advised to refer to our company as Moneylicious Securities Private Limited when communicating with regulatory authorities.


Procedure to file a complaint on SEBI SCORES: Register on SCORES portal. Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID. Benefits: Effective Communication, Speedy redressal of the grievances


Disclaimer: Investment in the securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed the SEBI prescribed limit


Attention investors:

  1. Stock brokers can accept securities as margins from clients only by way of pledge in the depository system w.e.f September 01, 2020.
  2. Update your e-mail and phone number with your stock broker / depository participant and receive OTP directly from depository on your e-mail and/or mobile number to create pledge.
  3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

Note: As a policy we do not give stock tips or recommendations and have not authorized anyone to give this on behalf of us. If you know anyone claiming to be a part of Dhan / Moneylicious / Raise or our associate companies or partners and offering such services, please report us on help@dhan.co. Important Information for Investors: To prevent unauthorized transactions in your trading / demat account, do not share your account details, credentials or any personal details with anyone. Keep your mobile number updated with your Stock Broker, Depository Participant and ensure that the same is registered with Stock Exchanges, Depository and KRAs. You will receive alerts and information on your registered mobile number / email for debit and other important transactions in your demat account directly from CDSL / Exchange on the same day. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Stock Broker, DP, Mutual Fund, etc.), you need not undergo the same process again when you approach another intermediary. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. This is issued in the interest of investors.


Moneylicious Securities Private Limited also known as Dhan is only an order collection platform that collects orders on behalf of clients and places them on BSE StarMF for execution. Client expressly agrees that Dhan is not liable or responsible and does not represent or warrant any damages regarding non- execution of orders or any incorrect execution of orders with regard to the funds chosen by the client or due to, but not being limited to, any link/system failure, delay in transfer of the funds on account of any unforeseen circumstances/issues in the banking system/payment aggregators or any other problems that may result in a delay in crediting the funds into the BSE Star MF's bank account.


Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing. Dhan is not a distributor or agent of any mutual fund. Mutual Funds are not exchange-traded products. Any related disputes will not have access to the Exchange-investor redressal forum or arbitration mechanism. For other disclaimers please refer https://dhan.co/advertisement-disclaimer/


Download client registration documents (Rights & Obligations, Risk Disclosure Document, Do's & Don'ts) in vernacular language: BSE | NSE | MCX


Kindly, read the Advisory Guidelines of BSE | NSE | MCX for investors as prescribed by the exchange with reference to their circular dated 27th August, 2021 regarding investor awareness and safeguarding client's assets


Important Links: SEBI | BSE | NSE | MCX | CDSL | SCORES | ODR Portal | Investor Charter for Stock Brokers | Investor Charter for DP | UCC Advisory | e-Voting for Shareholders | NCL Client Collateral details |
MCXCCL Client Collateral details

Important Information: Terms of Usage | Disclaimers | Privacy Policy | Grievances | Risk Management Policy | Risk Disclosure | Advertisement Disclaimer | Saarthi 2.0 Mobile App for Investors