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Invest in Mutual Funds

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Start with a Mutual Fund SIP as low as ₹500 via UPI in minutes!



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Everything You Need to
Invest in Mutual Funds

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No Fees Forever!

Invest in direct mutual funds in India at Zero cost - for lifetime!

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Discover Top Funds

Discover and invest in top rated and consistent performing mutual funds

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Rich Portfolio Insights

Get Smart Insights on your invested Mutual Funds for free!

Manage Positions

Manage SIPs like a Pro

Setup AutoPay or invest instantly with 1-Tap Top-up whenever you want

Choose From
1200+ Direct Mutual Funds

Explore the diverse range of best equity funds available in India's mutual fund market. There's an equity fund for every risk profile, starting from large-cap funds to international funds.
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Top Mutual Funds
 Based on Asset Class

Top 5 Large Cap Funds

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Large Cap Funds

Large Cap Funds invest in well-established companies with a strong market presence. They offer stability and consistent returns, making them ideal for conservative investors.

Top 5 Mid Cap Funds

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Mid Cap Funds

Mid Cap Funds focus on medium-sized companies with growth potential. These funds offer a balance between risk and return, suitable for investors seeking moderate growth.

Top 5 Small Cap Funds

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Small Cap Funds

Small Cap Funds invest in smaller companies with high growth potential. While they offer higher returns, they also come with higher risk, appealing to aggressive investors.

Top 5 Multi Cap Funds

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Multi Cap Funds

Multi Cap Funds diversify investments across large, mid, and small-cap companies. They provide a balanced approach, combining growth potential with reduced risk, suitable for diverse portfolios.

Top 5 Flexi Cap Funds

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Flexi Cap Funds

Flexi Cap funds invest in companies with different market capitalizations without any predefined proportion. Fund managers have the flexibility to adjust the allocation between large cap, mid cap and small cap stocks.

Top 5 ELSS Funds

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ELSS Funds

Equity Linked Savings Scheme (ELSS) funds offer tax benefits under Section 80C, while primarily investing in equities. These funds combine growth potential with tax savings, making them appealing to long-term investors.





Choose from 40+ Mutual Fund AMCs

Choose from a range of funds offered by India's leading mutual fund companies.
Start investing by Category, AUM, or Returns for each AMC - all this and more at 0% commissions!

Why to Invest in
Direct Mutual Funds on Dhan

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Earn 1% More

Dhan offers competitive returns with an opportunity to earn 1% more on your investments, maximizing your potential gains effortlessly.

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High Returns

Investing with Dhan provides access to high-return mutual funds, helping you achieve your financial goals with effective strategies and expert guidance.

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40+ AMCs

Dhan features all Asset Management Companies (AMCs), ensuring a comprehensive selection of funds to match your investment preferences and strategies.

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1200+ MF Schemes

Explore over 1200 mutual fund schemes with Dhan, offering diverse investment options tailored to meet your financial objectives.

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Regular vs Direct Mutual Fund

Regular Fund
Regular funds have higher expense ratios due to distributor commissions, impacting returns.

Direct Fund
Direct funds have lower expense ratios as there are no intermediaries, maximizing potential gains.

Advantages of Mutual Fund SIP


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Investment Discipline

SIP encourages regular investing, fostering financial discipline. It helps you stay committed to your investment goals over the long term.

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Power of Compounding

By investing consistently, you benefit from the power of compounding, where your returns generate further earnings, maximizing your wealth over time.

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You Can Start Small

You can start investing with a minimal amount such as Rs. 500, making SIPs accessible for everyone. This flexibility allows you to grow your investment gradually.

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Convenient - At Your Fingertips

SIPs offer convenience, allowing you to invest effortlessly through online platforms, ensuring your investments are just a click away.

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Professional Fund Management

Your SIP mutual funds are managed by professional fund managers, ensuring that your portfolio benefits from expert insights and strategies.

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Can be Automated

SIPs can be easily automated via AutoPay on Dhan, setting up hassle-free monthly investments. This ensures consistency without the need for constant manual input.

Benefits of
Mutual Fund Investment


Mutual funds spread your investment across various assets, reducing risk and enhancing potential returns through diversification.

Certain mutual funds, like ELSS, offer tax benefits under Section 80C, helping you save on taxes while investing for future goals.

Mutual funds are regulated by SEBI, ensuring transparency and protecting investor interests through stringent guidelines. This gives a sense of safety to investors.

Investing in mutual funds typically incurs lower transaction costs compared to individual stock trading, making it cost-effective.

Mutual funds offer high liquidity, allowing you to easily redeem your investments (if invested in open-ended funds) when needed, providing financial flexibility.

You can start investing in mutual funds with small amounts, making them accessible and ideal for beginners and seasoned investors alike.


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How to Choose the
Best Mutual Funds

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Fund Performance

Evaluate the fund's historical performance and its Assets Under Management (AUM) to ensure stability and growth potential.

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AMC Track Record

Consider the track record of the Asset Management Company (AMC). A reputable AMC with a strong history can indicate reliability and effective fund management.

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Fund Managers

Look at the experience and expertise of the fund managers. Skilled fund managers can make informed decisions that positively impact the fund's performance.

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Index Benchmark

Compare the fund's returns against its benchmark index. Consistent outperformance relative to the benchmark suggests a well-managed fund.

Invest in Mutual Fund in Just 3 Steps!


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1

Choose the fund you want to invest in

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2

Analyse the fund performance

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3

Invest via SIP or Lumpsum


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Invest in
Direct Mutual Funds at

0% Commission

Build your mutual fund portfolio on Dhan without any
extra charges.

Open a Free Mutual Fund
Investment Account

Yes, absolutely free...No charges or
AMC for life!


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No hidden charges, ever!
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Important Terms Related to Mutual Funds

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in a mutual fund, promoting disciplined saving and wealth accumulation over time.

A Systematic Transfer Plan (STP) lets you transfer a fixed amount from one mutual fund to another, helping in portfolio rebalancing and managing risk.

A Systematic Withdrawal Plan (SWP) enables you to withdraw a fixed sum regularly from your mutual fund, providing steady income while maintaining your investment.

Assets Under Management (AUM) refers to the total market value of all assets managed by a mutual fund, indicating the fund’s size and investor trust.

Net Asset Value (NAV) represents the per-unit value of a mutual fund, calculated by dividing the total assets minus liabilities by the number of outstanding units.

The expense ratio is the annual fee expressed as a percentage, covering fund management costs. A lower ratio typically indicates higher net returns for investors.

Entry load is a fee charged when investing in a mutual fund. Though many funds have eliminated it, understanding any applicable charges helps maximize your investment.

Exit load is a fee incurred when redeeming mutual fund units before a certain period. It serves as a penalty for early withdrawal, encouraging long-term investment.

A lumpsum investment refers to a one-time investment made into a mutual fund. It's ideal for investors with substantial capital, aiming for long-term growth.

Units represent your share in a mutual fund. The number of units you own indicates your proportion of the total investment in the fund.

A New Fund Offer (NFO) is when a mutual fund scheme is launched, allowing investors to buy units at the offer price, which is often Rs. 10 per unit. It's similar to an IPO in the stock market.

An Asset Management Company (AMC) manages mutual funds, handles investment decisions, and undertakes portfolio management to achieve the fund’s objectives.

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Frequently Asked Questions

Questions on your mind? Don't worry we have the answers!


Direct mutual funds involve a direct investment from you to the fund house, cutting out intermediaries. Regular mutual funds involve distributors who earn a commission, potentially resulting in higher expenses for investors. On Dhan, you can invest in the direct mutual funds at no commission!

Yes, investing in mutual funds can be a useful for diversification and getting exposure to multiple asset classes. Direct funds help you reduce your overall investment costs as there is no commission involved. However, it's important to ensure that you invest in the best mutual funds after thoroughly examining your risk profile, finanical goals, and other factors.

Mutual funds can be profitable over the long run but the true potential of each mutual fund depends on the quality of fund management as well as the assets in the fund's portfolio. Thus, you must evaluate every mutual fund before investing.

Investors turn to mutual funds because of factors such as diversification and professional management. Stocks, on the other hand, appeal to those who want share ownership in a publicly traded company and potentially higher returns. That said, stocks require more research and risk management techniques than mutual funds.

Mutual funds are known to offer potentially higher returns than FDs but carry higher risk at the same time. FDs are more stable but have lower returns. Thus, whether or not one is better than the other isn't the question. The choice depends on risk tolerance and financial goals.

ETFs trade like stocks. That's why they offer flexibility. Mutual funds are managed by professionals. Thus, what you should choose between ETFs and mutual funds depends on your risk profile, investment style, and goals.

These are the benefits of investing in mutual funds:

- Diversification
- Professional management
- Greater accessibility
- Multiple asset classes

These are the risks of investing in mutual funds:

- Market-based volatility
- Over/under diversification
- High management fees

Consider these factors before choosing a mutual fund:

- Goals
- Risk tolerance
- Investment horizon
- Fund's historical performance

Also keep an eye on the investment fees and overall market conditions.

A SIP in mutual funds reduces market timing risk and offers rupee cost averaging. Lumpsum mutual fund investments are suitable for those who excel at timing the market and don't necessarily worry about rupee cost averaging.

The minimum investment amount varies among mutual funds. It can be as low as Rs 100 for some schemes, while others might have higher NAVs. Check each fund's NAV on Dhan now.

Investing in mutual funds on Dhan is simple. All you have to do is follow these steps:
- Download the Dhan App
- Submit the docs for onboarding
- Wait for approval

Once your account is ready, follow these steps:

- Go to the 'Mutual Funds' section
- Pick a Fund
- Select SIP or One-Time
- Add the Investment Amount
- Choose a SIP Date (only for SIPs)
- Enter the OTP
- Complete the transaction

That's it!



Invest in Direct Mutual Funds at
0% Commission!

Choose from 1000+ Mutual Funds & build your wealth with Dhan.


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Disclaimer: Investment in the securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed the SEBI prescribed limit


Attention investors:

  1. Stock brokers can accept securities as margins from clients only by way of pledge in the depository system w.e.f September 01, 2020.
  2. Update your e-mail and phone number with your stock broker / depository participant and receive OTP directly from depository on your e-mail and/or mobile number to create pledge.
  3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

Note: As a policy we do not give stock tips or recommendations and have not authorized anyone to give this on behalf of us. If you know anyone claiming to be a part of Dhan / Moneylicious / Raise or our associate companies or partners and offering such services, please report us on help@dhan.co. Important Information for Investors: To prevent unauthorized transactions in your trading / demat account, do not share your account details, credentials or any personal details with anyone. Keep your mobile number updated with your Stock Broker, Depository Participant and ensure that the same is registered with Stock Exchanges, Depository and KRAs. You will receive alerts and information on your registered mobile number / email for debit and other important transactions in your demat account directly from CDSL / Exchange on the same day. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Stock Broker, DP, Mutual Fund, etc.), you need not undergo the same process again when you approach another intermediary. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. This is issued in the interest of investors.


Moneylicious Securities Private Limited also known as Dhan is only an order collection platform that collects orders on behalf of clients and places them on BSE StarMF for execution. Client expressly agrees that Dhan is not liable or responsible and does not represent or warrant any damages regarding non- execution of orders or any incorrect execution of orders with regard to the funds chosen by the client or due to, but not being limited to, any link/system failure, delay in transfer of the funds on account of any unforeseen circumstances/issues in the banking system/payment aggregators or any other problems that may result in a delay in crediting the funds into the BSE Star MF's bank account.


Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing. Dhan is not a distributor or agent of any mutual fund. Mutual Funds are not exchange-traded products. Any related disputes will not have access to the Exchange-investor redressal forum or arbitration mechanism. For other disclaimers please refer https://dhan.co/advertisement-disclaimer/


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