logo

Download the App Now!

raise
raise
Home
MF CalculatorsSIP Goal Calculator
Career

SIP Goal Calculator

Calculate your SIP amount with pre-determined financial goal amount using Dhan SIP goal calculator.

Check SIP returns of Schemes:
​searchlogo
Duration
Past Returns
0.00%

Now calculate your estimated returns:

Goal Amount

₹ 1000
₹ 1,00,00,000

Rate of Interest (p.a)

1%
30%

Investment Duration (In Years)

1 yr
30 yr

Total Investment

₹ 0.00

Monthly SIP Amount

₹0.00

Compound your wealth with SIP in Mutual Funds

*Investing in the securities market carries risk. Please do your own due diligence before investing.

SIP Goal Calculator

When it comes to our financial future, you must invest wisely, but the question is, how to begin? This is where a Systematic Investment Plan (SIP) comes into play. A SIP allows you to invest in mutual funds at regular intervals such as every month.

This strategy becomes more powerful when linked with goal-based investing; this means setting very specific financial objectives. But how to make sure our goals are achievable? You can use a SIP Goal Calculator. This handy tool crunches the numbers, helping to set realistic targets and plan your investments accordingly.


What is a SIP Goal Calculator?

SIP Goal Calculator is a financial tool that helps investors plan and achieve their financial goals through Systematic Investment Plans (SIPs).

Basically, it's an online calculator that allows you to input various parameters such as financial goals, time horizon, and expected rate of return. Based on these inputs, the calculator then computes the required SIP contributions needed to reach the specified financial goals within the desired time frame.

By offering personal projections and recommendations the SIP Goal Calculator enables you to make informed choices and create an organized investment plan that matches your aspirations.


Example of SIP Goal Calculator

Let's take the example of how a SIP Goal Calculator works:
Suppose you have ₹10,00,000 (ten lakhs INR) as a financial goal to save in 10 years for a down payment on a house. You are considering mutual funds as your choice of investment vehicle through an SIP.
Using a SIP Goal Calculator, you input the following details:
  • Financial goal: ₹10,00,000
  • Investment duration: 10 years
  • Expected rate of return: 12% p.a. (average historical return of mutual funds)
This calculator tells you that you need to pay around ₹4,727 monthly if you want to save ₹10,00,000 within ten years and expect the investment to earn an average annual interest rate of 12%.
This calculation gives you a sense of direction on how achievable your goal is through regular investments using SIPs. It also makes you understand why it is important to start early and keep on investing regularly so as to meet your financial goals.


Step-by-Step Guide to Using the Goal SIP Calculator

Using a Systematic Investment Plan calculator can help you plan and execute your investments more effectively. Here's how you can use the Dhan Goal SIP calculator:

  • Understand your Goal: Determine what you are saving for. It could be anything from buying a house, children's education, retirement, or any other long-term goal.
  • Estimate the Amount Needed: Figure out how much money you'll need to achieve your goal. Consider factors like inflation and the time horizon for your goal.
  • Enter Investment Details: Input details like your current investment amount, expected rate of return, and the time horizon for your investment.
The calculator will provide you with an estimate of how much you need to invest regularly to reach your goal within the specified time frame. You can also adjust various parameters like investment amount, expected rate of return, and investment duration to see how they affect your goal.


Benefits of Using the Goal SIP Calculator

The Goal SIP Calculator brings you many advantages customized for your financial plans:
  • Clarity in Goal Setting:
    With the Goal SIP Calculator, you can clearly understand what you need to achieve your money goals. It helps you set realistic targets based on what you have and what you want to achieve financially.
  • Customized Planning:
    The calculator considers various factors like your investment amount, time horizon, and expected rate of return to provide a personalized investment plan. This tailored approach ensures that your investment strategy aligns perfectly with your goals and risk tolerance.
  • Financial Discipline:
    The calculator helps you stick to a routine of saving by suggesting regular investments. It breaks down your goals into smaller, manageable amounts, encouraging you to invest consistently. This steady approach builds good money habits, ensuring you stay committed to achieving your long-term goals.
  • Monitoring:
    With the calculator's projections, you track your progress over time, making adjustments as needed to stay on course towards your goals.
  • Flexibility and Optimization:
    The calculator lets you try out different ideas to make your plan better. You can change things like how much you invest or how long you invest. This flexibility helps you find the best way to reach your goals.

Conclusion

The Dhan SIP Goal Calculator is a handy tool to make your financial dreams come true. It gives you personalized advice and suggestions, making it easier for you to plan your investments. Whether you're saving for a house, education, or retirement, this calculator helps you make smart choices and stay focused on your goals.






img

Invest & Trade with a Trading
Platform That's icon

Open your Dhan Account in minutes!


mob
logo

Join us on

community logo

Follow us on

twitter
telegram
Linkedin
youtube
instagram
facebook

built with love
for Indians who love to invest & trade

raise

We are part of Raise Financial Services

raise
raise

Explore  |  Sitemap


*All securities mentioned on this website are exemplary and not recommendatory.

We are bullish on India, we are bullish on India's prospects to be one of the largest economies in the world. We believe that the stock market provides a unique opportunity for all of India's traders and investors to participate in the growth story of the country.

Yet, most investing & trading platforms in India have remained more or less the same over the past decade. Times have changed and retail traders and investors have become smarter about managing their trades and money. Modern traders & investors require an online trading platform that helps them keep up with the technological advancements of our time.

That's why we're building Dhan - to help you trade, to help you invest, and to help you participate in India's growth stock via the stock market with awesome features and an incredible experience.

We are doing so by giving you access to not just one but 6 products within the Dhan ecosystem:


This means that with Dhan, you'll be able to start:


Lakhs of users already trust Dhan for their online stock trading and investing needs. Dhan is growing rapidly because of the love we receive from SuperTraders and Long-Term Investors who acknowledge that the platform is innovating for them, building super useful features that help them do everything from investing in stock market to trading F&O like a pro on the Tradingview charts and much more.

While we are growing, we will always remember why we started building in the first place - you. Our user-first approach will always be at the heart of our philosophy. Come join us on this incredible journey!

Try it out, you can close your account at anytime using this link.

©2021-2024 Moneylicious Securities Private Limited. All rights reserved. CIN - U74999WB2012PTC184187 Moneylicious Securities is part of Raise Financial Services.

SEBI Stock Broker Registration No: INZ000006031 | Depository Participant (CDSL) ID: IN-DP-289-2016
Exchange Membership No. : NSE: 90133 | BSE: 6593 | MCX: 56320
Registered Office: Office No. 14D, 4th Floor, Shri Krishna Chambers, 78, Bentick Street, Kolkata - 700001, West Bengal, India.
Corporate Office: A-302, The Western Edge I, Off Western Express Highway, Borivali East, Mumbai - 400066, Maharashtra, India. Customer Care: 9987761000.

Details of client bank account

For any query / feedback / clarifications, email at help@dhan.co.

In case of grievances for any of the services rendered by Moneylicious Securities Private Limited, please write to grievance@dhan.co (for NSE, BSE and MCX) or grievancedp@dhan.co (for Depository Participant). Please ensure that you carefully read the Risk Disclosure Document as prescribed by SEBI, our Terms of Use and Privacy Policy. Compliance Officer: Mr. Manish Garg and Mobile: 8655740961 Email: complianceofficer@dhan.co To lodge your complaints using SEBI SCORES, click here.


DHAN is a brand owned by Moneylicious Securities Private Limited. All DHAN clients are registered under Moneylicious Securities Private Limited. Clients are advised to refer to our company as Moneylicious Securities Private Limited when communicating with regulatory authorities.


Procedure to file a complaint on SEBI SCORES: Register on SCORES portal. Mandatory details for filing complaints on SCORES: Name, PAN, Address, Mobile Number, E-mail ID. Benefits: Effective Communication, Speedy redressal of the grievances


Disclaimer: Investment in the securities market are subject to market risks, read all the related documents carefully before investing. Brokerage will not exceed the SEBI prescribed limit


Attention investors:

  1. Stock brokers can accept securities as margins from clients only by way of pledge in the depository system w.e.f September 01, 2020.
  2. Update your e-mail and phone number with your stock broker / depository participant and receive OTP directly from depository on your e-mail and/or mobile number to create pledge.
  3. Check your securities / MF / bonds in the consolidated account statement issued by NSDL/CDSL every month.

Note: As a policy we do not give stock tips or recommendations and have not authorized anyone to give this on behalf of us. If you know anyone claiming to be a part of Dhan / Moneylicious / Raise or our associate companies or partners and offering such services, please report us on help@dhan.co. Important Information for Investors: To prevent unauthorized transactions in your trading / demat account, do not share your account details, credentials or any personal details with anyone. Keep your mobile number updated with your Stock Broker, Depository Participant and ensure that the same is registered with Stock Exchanges, Depository and KRAs. You will receive alerts and information on your registered mobile number / email for debit and other important transactions in your demat account directly from CDSL / Exchange on the same day. KYC is one time exercise while dealing in securities markets - once KYC is done through a SEBI registered intermediary (Stock Broker, DP, Mutual Fund, etc.), you need not undergo the same process again when you approach another intermediary. No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investor's account. This is issued in the interest of investors.


Moneylicious Securities Private Limited also known as Dhan is only an order collection platform that collects orders on behalf of clients and places them on BSE StarMF for execution. Client expressly agrees that Dhan is not liable or responsible and does not represent or warrant any damages regarding non- execution of orders or any incorrect execution of orders with regard to the funds chosen by the client or due to, but not being limited to, any link/system failure, delay in transfer of the funds on account of any unforeseen circumstances/issues in the banking system/payment aggregators or any other problems that may result in a delay in crediting the funds into the BSE Star MF's bank account.


Mutual fund investments are subject to market risks, read all scheme related documents carefully before investing. Dhan is not a distributor or agent of any mutual fund. Mutual Funds are not exchange-traded products. Any related disputes will not have access to the Exchange-investor redressal forum or arbitration mechanism. For other disclaimers please refer https://dhan.co/advertisement-disclaimer/


Download client registration documents (Rights & Obligations, Risk Disclosure Document, Do's & Don'ts) in vernacular language: BSE | NSE | MCX


Kindly, read the Advisory Guidelines of BSE | NSE | MCX for investors as prescribed by the exchange with reference to their circular dated 27th August, 2021 regarding investor awareness and safeguarding client's assets


Important Links: SEBI | BSE | NSE | MCX | CDSL | SCORES | ODR Portal | Investor Charter for Stock Brokers | Investor Charter for DP | UCC Advisory | e-Voting for Shareholders | NCL Client Collateral details |
MCXCCL Client Collateral details

Important Information: Terms of Usage | Disclaimers | Privacy Policy | Grievances | Risk Management Policy | Risk Disclosure | Advertisement Disclaimer | Saarthi 2.0 Mobile App for Investors